Real-time monthly accounting
One of the very first
UK Xero accountants
Finally, an accountant who's there every month.
Up-to-date books, VAT, payroll and tax — all handled for a fixed monthly fee, with unlimited advice. Know exactly where your business stands, all year round.
Your Live Snapshot
Figures UK Real-Time
Net profit
£24,580
12.4%
XeroCertified Adviser
Cash on hand
£18,430
▲ Updated monthly
VAT due
£1,240
• Updated monthly
Invoices
£6,820
▲ Updated monthly
Monthly review
Your accountant, every month
Fixed fee
Sole traders MTD £73/mo
Trusted by 200+ growing UK businesses including
How it works
Up and running in 4 simple steps
No jargon, no paperwork mountains, no waiting until year end.
Say hello
Call us or PM us for a free, no-obligation consultation. We learn about your business in plain English.
Set up Xero
We migrate you to Xero, connect your bank feeds, and set up Dext receipt capture. We handle it all.
We do the work
Bookkeeping, VAT, payroll, CIS and tax returns handled every month. You just send receipts.
Stay in the know
A monthly review of your numbers and unlimited advice, so you always know where you stand.
Sole traders — MTD ready
MTD for Income Tax is here.
We've got you covered with Dext Solo.
From April 2026, sole traders and landlords earning over £50,000 must submit quarterly digital updates to HMRC — not just an annual tax return. Making Tax Digital for Income Tax is the biggest shift in years, and it's a big deal to get right.
Figures UK use Dext Solo — HMRC-recognised MTD software trusted by over 20,000 clients — to manage your quarterly updates automatically, so you stay fully compliant without any extra admin or paperwork stress.
- Quarterly updates submitted directly to HMRC for you
- Receipts captured on your phone — categorised automatically
- CIS deductions handled for construction subcontractors
- Up to 5 income streams on one licence
- No re-keying, no copy-paste errors, no missed deadlines
+
Dext Solo
MTD for Income Tax
Quarterly update submitted
Sent directly to HMRC — 5 July 2026
HMRC-recognised software · Trusted by 20,000+ clients
From April 2026
Sole traders over £50k affected
The Figures UK difference
Removing financial stress,
one business at a time
Traditional accountants only surface at year end. We're different — modern, transparent, and in your corner every single month.
Real-time, all year round
No more finding out how you're doing at year end. Your accounts are accurate and up to date every single month.
No surprise bills
One clear fixed monthly fee. No hourly rates, no unexpected invoices, no dread of calling your accountant.
Unlimited advice included
Your accountant is always on hand. Call, PM, or email whenever you have a question — at no extra cost.
Everything handled for you
Bookkeeping, VAT, payroll, CIS and tax returns — filed accurately and on time, so you can focus on running your business.
The old way
- ✕Shoebox of receipts & spreadsheets
- ✕Year-end catch-up and surprise tax bills
- ✕Calling (and dreading) your accountant
- ✕Hidden hourly charges
With Figures UK
- ✓Real-time accounts, reviewed monthly
- ✓No surprises — you always know where you stand
- ✓An accountant you actually want to call
- ✓One fixed fee, unlimited advice
Our Accountancy Services
Everything Your Business Needs
From bookkeeping and payroll to tax planning and business advice — explore the full range of services we provide, all under one fixed monthly fee.
Accounts
We'll prepare your quarterly Making Tax Digital accounts and once approved file them directly online ahead of time, allowing you to focus on the day-to-day business.
ExploreTax Returns
You'll have a dedicated accountant to advise you on your accounts and provide expert tax advice for all personal and business matters. Is your business ready for Making Tax Digital?
ExploreVAT Returns
Figures UK are VAT experts and will provide the support and advice your business needs when it comes to VAT. Fully Making Tax Digital compliant.
ExploreBookkeeping
You can ditch the laborious admin and let us do the hard work to balance your books. This will leave you in a much better position to focus on managing your business.
ExplorePayroll Services
We'll ensure your employees get paid when they should through our RTI compliant Payroll Solution. You'll also get expert tax-efficient pay advice for all directors of the business.
ExploreCIS Returns
Figures UK have good expertise in CIS and support a number of clients in this sector. We can help with registration, deductions, compliance and verifying any subcontractors.
ExploreBusiness Planning
If you need specific advice about operating a certain part of your business, or its finances, our team of experienced business professionals are here to help.
ExploreCash Flow Forecasting
Financial forecasts will help you grow and plan your business future. Figures UK can assist with balance sheet, profit and loss and cash flow forecasting.
ExploreStart Up Loans & Grants
We can help you to understand any grants or loans that may be available to your business, providing you the insight to make better financial decisions.
ExploreSimple, fixed pricing
One clear monthly fee. No surprises.
Everything — bookkeeping, VAT, payroll, tax returns, Dext Solo, and unlimited advice — in one fixed monthly price. With a real accountant reviewing your accounts every month, so nothing is missed.
Proud Xero-only accountants — one of the very first in the UK to use Xero with our clients.
Why an accountant matters. Even with software like Dext Solo, filing your MTD updates correctly is about more than pushing a button. Our team reviews your records each month to make sure everything is captured accurately, your allowances are claimed, and you're not paying more tax than you should — so annual returns are simple and right.
Sole Traders
★ Non-MTD · Dext Solo included
Dext Solo included
- Self assessment return
- Bookkeeping & expenses
- Allowances claimed, not missed
- Receipt capture with Dext Solo
- Your accountant reviews monthly
- Unlimited advice
Sole Traders — MTD
Dext Solo for MTD included
- Dext Solo MTD quarterly updates
- Self assessment return
- Bookkeeping & expenses
- Allowances claimed, not missed
- Your accountant reviews monthly
- Unlimited advice
Limited Companies
Xero-only accountants
- Corporation tax & accounts
- Payroll (RTI)
- CIS returns
- VAT & bookkeeping
- Your accountant reviews monthly
- Unlimited advice + Companies House filing
Not sure which you need? Call 01778 252712 or PM us and we'll recommend the right fit.
Specialist Services
Expert Accounting for Every Need
Whether you need cloud accounting, CIS compliance, professional bookkeeping, or help getting MTD-ready, our specialist pages have everything you need to know.
Xero Accountants Peterborough
Certified Xero specialists offering real-time cloud accounting, MTD compliance, and Dext receipt capture for businesses in Peterborough.
Learn MoreCIS SpecialistsCIS Accountants Peterborough
Specialist CIS accounting for contractors and subcontractors. Monthly returns, subcontractor verification, and deduction reclaims.
Learn MoreBookkeepingBookkeeping Peterborough
Professional Xero bookkeeping for sole traders and limited companies. Bank reconciliation, monthly reports, and real-time financial data.
Learn MoreMTD ITSAMTD ITSA — Sole Traders & Landlords
Making Tax Digital for Income Tax is here. We get sole traders and landlords MTD-ready with quarterly updates handled for you.
Learn MoreVAT SpecialistsVAT Returns Peterborough
Quarterly VAT returns, MTD for VAT compliance, flat rate scheme advice, and registration handled end-to-end for your business.
Learn MorePayrollPayroll Services Peterborough
RTI-compliant payroll, monthly payslips, auto-enrolment, and tax-efficient director pay advice — all in your fixed monthly fee.
Learn MoreCommon Questions
Frequently Asked Questions
Everything you need to know about working with Figures UK.
How easy is it to move accountants, and can it be done partway through the year?
It's far easier than you might think. There's no 'accounting year' you have to wait for — you can switch accountants at any point, and many of our clients move to us partway through the year. As one of the very first UK firms to adopt Xero, we simply request your records from your current accountant, migrate your books into Xero, and take over seamlessly. We handle all the admin, including the handover to HMRC and Companies House registration, so there's zero disruption to you or your deadlines. Contact us to arrange a free, no-obligation consultation.
How much does an accountant cost in Peterborough?
At Figures UK, sole traders pay £73 per month for Making Tax Digital and limited companies from £220 per month — all for a fixed, all-inclusive fee. That covers bookkeeping, VAT returns, payroll, tax returns, and unlimited advice. No hourly rates, no surprise invoices.
What is included in your monthly accounting fee?
Your fixed monthly fee includes bookkeeping, VAT returns, payroll, self-assessment or corporation tax returns, CIS returns where applicable, quarterly Making Tax Digital accounts, and unlimited phone and email advice. As one of the very first accountants in the UK to adopt Xero with clients, we're exclusively Xero-based, and Dext receipt capture is included for streamlined record-keeping.
Do I need an accountant as a sole trader in the UK?
You are not legally required to use an accountant as a sole trader, but it is strongly recommended. A good accountant ensures your tax return is accurate, your expenses are correctly claimed, and you are prepared for Making Tax Digital. Figures UK's Making Tax Digital service for sole traders costs just £73 per month.
What is Making Tax Digital?
Making Tax Digital (MTD) is HMRC's initiative requiring businesses to keep digital records and submit returns through MTD-compatible software. Figures UK use Xero, which is fully MTD-compliant, and manage the entire process for you — so you never miss a deadline.
What is CIS and do construction businesses need help with it?
The Construction Industry Scheme (CIS) requires contractors to deduct money from subcontractor payments and pass it to HMRC. Managing CIS correctly — registration, monthly returns, subcontractor verification — is complex. Figures UK are CIS specialists and support many construction clients across Cambridgeshire.
Get In Touch
Get In Touch With Us
Want a fixed monthly quote or a quick chat about switching accountants? Send us a message — we'll reply with clear next steps.
Worried about switching? Don't be.
You can move to Figures UK at any point in the year — no need to wait for year end. We handle the entire handover, including moving your records and transferring everything to HMRC, so the switch is seamless and stress-free for you.